Consumer Finance Data
Our Consumer Finance Institute researches how people earn, spend, save, and invest, as well as how credit markets and payment systems affect the economy.
Featured Work
Labor, Income, Finances, and Expectations (LIFE) Survey
The Labor, Income, Finances, and Expectations (LIFE) Survey collects data on topics related to the Consumer Finance Institute’s mission to better understand how people earn, spend, save, and invest, as well as how credit markets and payment systems affect the economy.
Updated: 27 Aug ’25
Home Mortgage Disclosure Act (HMDA) Lender File
The HMDA Lender File includes characteristics of firms receiving mortgage applications and originating loans. The data set enables users to connect HMDA filers to their parent organizations and compare a filer’s lending over time.
Updated: 31 Jul ’25
Advancing Fairness in Lending Through Machine Learning
Showcasing the work of Philadelphia Fed researchers, this interactive data visualization explores an approach to credit lending using machine learning and fairness goals that may help address current disparities in credit access.
Updated: 05 Feb ’24
Philadelphia’s History of Racially Restricted Housing
As part of the Philadelphia Fed’s efforts to understand how housing affects the economy in our District, our researchers are studying the links between past housing discrimination and present-day outcomes.
Updated: 20 Feb ’24
Historical Housing Prices Project
The Historical Housing Prices (HHP) Project is an interactive tool and data source for the price of housing across U.S. cities over the 20th century.
Updated: 16 Jul ’25
CFI COVID-19 Survey of Consumers
To gain insights into the impact of the COVID-19 pandemic on financial security in the U.S., the Consumer Finance Institute at the Federal Reserve Bank of Philadelphia conducted a series of national surveys of consumers beginning in April 2020 and concluding in April 2022.
Updated: 30 May ’23