Report
Do Recent Auto Loan Delinquency Rates Overstate Borrower Distress?
Headlines about record-high auto loan delinquencies paint a worrying picture of American consumers under increasing financial strain. But how much of that picture reflects a genuine increase in distress — and how much reflects how we measure it?
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The Federal Reserve Bank of Philadelphia serves the Third District, which covers Delaware, southern New Jersey, and eastern and central Pennsylvania. The District’s economy is driven by a range of industries, including utilities, “eds and meds,” tourism, and agriculture. We celebrate the rich history of our region and work to support a strong economy for the people and communities who call the Third District home.
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Article
Building Bridges: An Outreach Economist's Role in Connecting Data to Daily Life
Ryo Tashiro is the Philadelphia Fed's eyes and ears on the ground. The outreach economist crisscrosses the Third District, making sense of economic trends for businesses and communities — and capturing local insights to help inform national monetary policy discussions.
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Aruoba-Diebold-Scotti Business Conditions Index
02 Apr ’26
An index designed to track real business conditions at high observation frequency
Article
President Paulson Sees Banking Innovation in Action on a “Gelt Bus”
27 Feb ’26
Philadelphia Fed President and CEO Anna Paulson visited Lancaster County, Pennsylvania, to see how a community bank is addressing regional banking needs and to gain insights from local business leaders on economic conditions and impacts from artificial intelligence and automation.
Report
LIFE Survey Report – January 2026
This report is part of a quarterly series on key observations from the Labor, Income, Finances, and Expectations (LIFE) Survey. Data from the survey provide insight into consumers’ recent financial lives and their future expectations.
Event
Apr
3
2026
2026 Fintech and Financial Institutions Research Conference
Federal Reserve Bank of Philadelphia