Community Development
To support the growth of an inclusive economy, we work with low- and moderate-income communities to increase access to credit, quality jobs, education, and housing. We also help financial institutions understand their responsibilities under the Community Reinvestment Act.
Brief
Home Repair Costs 2025: Updated Estimates and New Measures of Cooling Needs
This brief reports on U.S. home repair cost data in 2024 and unpacks the addition of the new cooling repair needs category.
Do Anchor Institutions Support Regional Economic Resiliency? Evidence from Penn State University
Universities and hospitals, as anchor institutions, significantly contribute to local economies by providing jobs and services. But what happens in downturns? This study analyzes the economic performance of State College, PA, during three recessions.
Occupational Exposure to Generative Artificial Intelligence in the Third Federal Reserve District
This report examines the occupations that are most exposed to artificial intelligence, the characteristics of these occupations, and how concentrated these AI-exposed jobs are across metropolitan areas of the Third District.
Home Mortgage Explorer
13 May ’25
This refreshed tool offers an easy way to view local trends in mortgage lending between 2010 and 2023. Find data for home purchase, refinance, and home improvement mortgages, and visualize trends by applicant income, gender, and race and ethnicity.
About
Community Development and Regional Outreach Visiting Scholars
Updated: January 2025
Academics, experts, and thinkers with focus areas aligned with the Community Development and Regional Outreach department are key collaborators as participants in the Visiting Scholars Program.
Consumer Credit Explorer
08 Jul ’25
The Consumer Credit Explorer (CCE) is an interactive tool for examining trends in consumer credit use at the regional, state, and national levels.