Community Development
To support the growth of an inclusive economy, we work with low- and moderate-income communities to increase access to credit, quality jobs, education, and housing. We also help financial institutions understand their responsibilities under the Community Reinvestment Act.
Occupational Exposure to Generative Artificial Intelligence in the Third Federal Reserve District
This report examines the occupations that are most exposed to artificial intelligence, the characteristics of these occupations, and how concentrated these AI-exposed jobs are across metropolitan areas of the Third District.
Article
Consumer Credit Insights: Debt in Third District States
Five briefs offer insights into consumer credit and debt conditions in Delaware, New Jersey, and Pennsylvania as of the first quarter of 2025.
Home Mortgage Explorer
13 May '25
This refreshed tool offers an easy way to view local trends in mortgage lending between 2010 and 2023. Find data for home purchase, refinance, and home improvement mortgages, and visualize trends by applicant income, gender, and race and ethnicity.
Opportunity in Infrastructure: An Examination of Infrastructure Occupations Across Third District States
This report examines infrastructure occupations in the Third District states of Delaware, New Jersey, and Pennsylvania.
Event
Oct
8
2025
Developing Coordinated Strategies to Increase Housing Inventory
9:00 a.m.–2:30 p.m. ET
Federal Reserve Bank of Philadelphia (Hybrid)
About
Community Development and Regional Outreach Visiting Scholars
Updated: January 2025
Academics, experts, and thinkers with focus areas aligned with the Community Development and Regional Outreach department are key collaborators as participants in the Visiting Scholars Program.
Consumer Credit Explorer
08 Jul '25
The Consumer Credit Explorer (CCE) is an interactive tool for examining trends in consumer credit use at the regional, state, and national levels.
