Community Development
To support the growth of an inclusive economy, we work with low- and moderate-income communities to increase access to credit, quality jobs, education, and housing. We also help financial institutions understand their responsibilities under the Community Reinvestment Act.
Article
Consumer Credit Insights: Rising Delinquencies in the Third District States
This article offers a look at consumer debt conditions across Delaware, New Jersey, and Pennsylvania, using Consumer Credit Explorer data through Q2 2026.
Article
How Is AI Impacting Small Business Performance? Evidence from the Third District
This article shares key findings on adoption of artificial intelligence from the Federal Reserve’s Small Business Credit Survey for Delaware, New Jersey, and Pennsylvania — the three states of the Fed’s Third District.
Article
Small Business Credit Survey: 2026 Insights into the Third District Region
Interact with survey results and discover regional trends in this article that shares key findings from the Federal Reserve’s Small Business Credit Survey for Delaware, New Jersey, and Pennsylvania — the three states of the Fed’s Third District.
Consumer Credit Explorer
03 Sep ’26
The Consumer Credit Explorer (CCE) is an interactive tool for examining trends in consumer credit use at the regional, state, and national levels.
About
Community Development and Regional Outreach Visiting Scholars
Updated: January 2025
Academics, experts, and thinkers with focus areas aligned with the Community Development and Regional Outreach department are key collaborators as participants in the Visiting Scholars Program.
Workforce & Economic Development
Working Paper
The Local Economic Impact of Coal Mine Closures
WP 26-30 – Falling natural gas prices amid the shale boom triggered a sharp decline in U.S. coal production, with over half of Appalachian mines shuttering between 2011 and 2016.