Variable Definitions

Assets

Total assets of a bank as reported on financial regulatory reports, including the Report of Condition and Income (Call Report), FR Y-9SP, FR Y-9LP, or FR Y-9C.

Deposits

The total deposits of a bank as reported on financial regulatory reports, including the Call Report, FR Y-9SP, FR Y-9LP, or FR Y-9C.

Equity

The total capital, or equity, of a bank as reported on financial regulatory reports, including the Call Report, FR Y-9SP, FR Y-9LP, or FR Y-9C.

Federal Savings Bank

A savings bank that is chartered and supervised by the Office of the Comptroller of the Currency (OCC).

Holding Company

A corporation that owns a controlling interest in one or more banks but does not itself offer banking services. Holding companies are supervised by the Federal Reserve.

National Bank

A bank that is chartered and supervised by the OCC.

Nonmember Bank

A state bank that is chartered and supervised by the Federal Deposit Insurance Corporation (FDIC).

Responsible Bank

A bank located outside the Third District that is under the regulatory oversight of the Federal Reserve Bank of Philadelphia.

RSSD ID

A unique identifier assigned to financial institutions by the Federal Reserve. Information about financial institution characteristics by RSSD ID is available from the Federal Financial Institutions Examination Council (FFIEC) National Information Center.

Savings and Loan

A savings bank that is chartered and supervised by the OCC.

State Member Bank

A state bank that is chartered and a member of the Federal Reserve System. These banks are supervised by the Federal Reserve System.

State Savings Bank

A savings bank that is chartered and supervised by the FDIC.