Your credit history is important to a lot of people: mortgage lenders, banks, utility companies, prospective employers, and more. So it's especially important that you understand your credit report, credit score, and the companies that compile that information, credit bureaus. This site — maintained by the Federal Reserve Board — provides answers to some of the most common, and most important, questions about credit.
A basic guide to navigating the credit card process. Includes interactive tools and features about understanding your statement, paying off your balance, and how to get the most from your credit cards.
Provides consumers with information on understanding the Credit CARD Act. It includes a video, a blog, surveys, and other resources.
Summarizes the major consumer protection laws related to credit.
Discusses how to qualify for credit and use it wisely.
Provides consumers with information on how to protect payment cards from loss or theft; also outlines what to do if a payment card is used for fraudulent purchases.
Describes the steps consumers should take to protect their personal information and the steps to take if they do become victims.
Explains what a credit score is and offers some tips to help you increase your score.
Provides answers to frequently asked consumer questions on payment cards.
Explains what a credit report is, how it is used, and why prospective borrowers should obtain copies of their credit report before applying for credit.