Larry Santucci

Larry Santucci

Advisor and Research Fellow, Consumer Finance Institute

Phone: (215) 574-6014

Areas of Expertise

  • Credit Cards
  • Secured Credit Cards
  • Small Dollar Loans
  • Financial Management and Elderly Financial Services

About Larry Santucci

Larry Santucci joined the Federal Reserve Bank of Philadelphia in December 2013. His research focuses primarily on consumer credit markets. He has also studied how data sharing across financial institutions can improve financial outcomes for older adults and persons with cognitive impairment. In 2019, Santucci published a discussion paper documenting the existence and prevalence of racially restrictive covenants in Philadelphia property deeds from the 1920s and 1930s.

Before joining the Bank, Santucci spent eight years in consumer lending, with a focus on data, analytics, and business strategy. Most recently, Santucci was a credit card product manager at SunTrust Bank. His consumer lending experience includes payday loans, unsecured installment loans, business credit cards, and residential mortgages. He also was a research assistant at the Federal Reserve Bank of Richmond.

Santucci has a master’s degree in economics from Pennsylvania State University and a bachelor’s degree in economics and business administration from Ursinus College.

Select Publications

Select Events Organized