Publications

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Institute publications build on a large body of Philadelphia Fed research comprising more than 200 papers related to consumer credit markets and payment systems. The Institute’s researchers and visiting scholars contribute to this literature.


WP 20-18: Extended Loan Terms and Auto Loan Default Risk

Working Paper

May 2020

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DP 20-03: Contactless Payment Cards: Trends and Barriers to Consumer Adoption in the U.S.

Discussion Paper

May 2020

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WP 20-15: Important Factors Determining Fintech Loan Default: Evidence from the LendingClub Consumer Platform

Working Paper

April 2020

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DP 20-02: What Explains the Post–2011 Trends of Longer Maturities and Rising Default Rates on Auto Loans?

Discussion Paper

April 2020

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WP 20-12: Real Estate Taxes and Home Value: Winners and Losers of TCJA

Working Paper

April 2020

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WP 20-09: From Incurred Loss to Current Expected Credit Loss (CECL): A Forensic Analysis of the Allowance for Loan Losses in Unconditionally Cancelable Credit Card Portfolios

Working Paper

February 2020

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Literature Database

This resource provides access to bibliographic information from the consumer credit and payments literature and full-text access to Federal Reserve System publications. With the enhanced search functionality, users can explore this comprehensive database of consumer finance content created by the Federal Reserve Bank of Philadelphia.

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