Cosponsored by the University of Delaware and the Federal Reserve Bank of Philadelphia

The Fintech and Financial Institutions Conference is a forum for presenting and discussing current research on the interlinkages of the fintech sector and the broader financial system. The conference will focus on understanding economic consequences and impacts in both directions. The conference will also focus on technology developments that are key to the way fintech works within the financial system. Thus, we aim for a conference that unites the research conversation across the Fin and Tech tracks of fintech, with participants contributing to an interdisciplinary conversation.

Keynote Speakers

  • Stefan Nagel, University of Chicago
  • Ramayya Krishnan, Carnegie Mellon University

Special Featured Speaker

Information

This event page and the University of Delaware's event page both provide up-to-date information on the schedule, speakers, and program committee. For questions, please send an email to udfedconf@udel.edu.

Conference Paper Presentations

Economics/Finance Track

The Welfare Benefits of Pay-as-You-Go Financing
Paul Gertler, University of California, Berkeley
Brett Green, Washington University in St. Louis
Renping Li, Washington University in St. Louis
David Sraer, University of California, Berkeley

AI Coordination and Self-Fulfilling Crises
Hao, Swiss Finance Institute and USI Lugano

Regulating Credit: Effects on Market Structure, Lender Technologies, and Credit Access
Susan Cherry, Stanford University

Digital Payments and Monetary Policy Transmission
Pauline Liang, Stanford University
Matheus Sampaio, Northwestern University
Sergey Sarkisyan, Ohio State University

Anatomy of a Crypto Bank Run
Yun Gao, University of Arizona
Richard Sias, University of Arizona

Learning from DeFi: Would Automated Maket Makers Improve Equity Trading?
Katya Malinova, DeGroote School of Business, McMaster University
Andreas Park, University of Toronto

Leveling the Field: Equitable Interest Rates for Unsecured Personal Loans
Ram Gopal, University of Warwick
Xiao Qiao, City University of Hong Kong
Moris Strub, University of Warwick
Zonghao Yang, Stevens Institute of Technology

Financial Innovation, Labor Markets, and Wage Inequality: Evidence from Instant Payment Systems
Jacelly Cespedes, University of Minnesota
Carlos Burga, PUC-Chile
Carlos Parra, PUC-Chile
Bernardo Rica, Insper

Buy Now, Pay Less Later: Leveraging Private BNPL Data in Consumer Banking
Christine Laudenbach, SAFE and Goethe University
Elin Molin, Lund University
Talina Sondershaus, Lund University
Kasper Roszbach, Norges Bank

The Decline of Branch Banking
Rajesh Narayanan, Louisiana State University
Dimuthu Ratnadiwakara, Federal Reserve Bank of Richmond
Philip Strahan, Boston College and NBER

Tech Track

Generative AI for Modeling Customer Behavior: Exploring Effective Intervention Strategies
Xuewen Han, Tsinghua University
Kunpeng Zhang, Univeristy of Maryland
Sean Xin Xu, Tsinghua University

Fighting Climate Change with FinTech
Antonio Gargano, University of Houston
Alberto Rossi, Georgetown University

Matrix Profile Enhanced Bayesian Online Change Point Detection for Bitcoin ETF Trading
Masoud Neshastehriz, University of Delaware
Paul Laux, University of Delaware

Preliminary Lessons Learned from the Change Healthcare Nationwide Pharmacy Outage
William Yurcik, Centers for Medicare & Medicaid Services
Andreas Schick, U.S. Food and Drug Administration

Organizing Committee

Conference Chair:

Paul Laux, University of Delaware

Fin Track Chairs:

Michael Gelman, University of Delaware
Vitaly Meursault, Federal Reserve Bank of Philadelphia

Tech Track Chairs:

Nektarios Tsoutsos, University of Delaware
Gang Wang, University of Delaware

Program Committee

Joseph Abadi, Federal Reserve Bank of Philadelphia
Tetyana Balyuk, Emory University
Jack Bao, University of Delaware
Sunita Chandrasekaran, University of Delaware
Bintong Chen, University of Delaware
John D'Arcy, University of Delaware
Michael De Lucia, U.S. Army Research Laboratory, University of Delaware
Sebastian Doerr, Bank for International Settlements
Xiao Fang, University of Delaware
Laura Field, University of Delaware
Paul Goldsmith-Pinkham, Yale University
Charles Gouert, NVIDIA Research
Deeksha Gupta, Johns Hopkins University
Vinu Joseph, NVIDIA
Jinwook Lee, Drexel University
Wenli Li, Federal Reserve Bank of Philadelphia
Chen Liu, Intel
Dimitris Mouris, Nillion Labs
Marina Niessner, Indiana University
Ashish Pujari, Google
Alberto Rossi, Georgetown University
Philip Strahan, Boston College
James Vickery, Federal Reserve Bank of Philadelphia
Wujie Wen, North Carolina State University
Jiaheng Xie, University of Delaware
Jiafeng Xie, Villanova University
David Yermack, New York University
Gloria Yang Yu, Singapore Management University
Xu Yuan, University of Delaware
Yao Zeng, University of Pennsylvania
Kunpeng Zhang, University of Maryland
Tianjian (TJ) Zhang, California State University, Dominguez Hills
Hong-Sheng Zhou, Virginia Commonwealth University
Yu Zhu, University of Delaware