William G. Spaniel, Senior Vice President and Lending Officer> > >
William (Bill) G. Spaniel is a senior vice president and lending officer at the Federal Reserve Bank of Philadelphia, overseeing the Bank’s Supervision, Regulation, and Credit Department.
Previously, Spaniel spent 25 years with the Board of Governors, where he advanced through staff and officer positions to senior associate director of the Division of Banking Supervision and Regulation. He joined the Board of Governors staff in 1990 as a supervisory financial analyst, served as assistant to the director for Banking Supervision, and was appointed to the official staff in 2000.
Before joining the Federal Reserve, Spaniel was a senior consultant for KPMG, specializing in credit administration, profit improvement, and regulatory compliance. He began his career as a compliance officer for a $1 billion savings and loan association.
Spaniel has a B.A. in economics from the College of William and Mary.