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Subject Matter Experts

Subject matter experts found here are from the Bank’s Community Development Studies and Education Department, the Payment Cards Center, Research Department, and the Supervision, Regulation & Credit Department. Where applicable, click on an expert’s name to be directed to their personal web page.

Jose Canals-Cerda, External Link Supervision, Regulation & Credit

  • Retail Credit Risk
  • Financial Risk Management
  • Financial Econometrics
  • Credit Cards Loss Modeling

Satyajit Chatterjee, Research

  • Consumer Bankruptcy
  • Economics of Credit Scoring

Julia Cheney, Payment Cards Center

  • Consumer Credit and Electronic Payments
  • Identity Theft
  • Prepaid Cards
  • Underserved Consumer Markets

Larry Cordell, Supervision, Regulation & Credit

  • Mortgage Default and Prepayment Modeling
  • ABS/MBS Fixed Income Research and Valuation

Lei Ding, Community Development Studies and Education

  • Mortgage Finance
  • Consumer Credit

Ronel Elul, Research

  • Mortgage Default
  • Information Sharing
  • Consumer Bankruptcy
  • Financial Innovation

Onesime Faustin Epouhe, Supervision, Regulation & Credit

  • Consumer Credit
  • Credit Risk Modeling-Credit Cards; Home Equity
  • Stress Testing

Arden Hall, Supervision, Regulation & Credit

Susan Herbst-Murphy, Payment Cards Center

  • Consumer Behavior and Preferences
  • Strategic Planning
  • Demographics of Payment Card Use
  • History of Consumer Credit and the Card Payment System

Bob Hunt, Payment Cards Center

  • Consumer Payments and Finance
  • Innovation and Intellectual Property
  • Economic Geography

Julapa Jagtiani, Supervision, Regulation & Credit

  • Consumer Credit Behavior
  • Strategic Defaults
  • Mortgage and Home Equity Defaults During the Financial Crisis
  • Retail Critical Operations

Andy Kish, Supervision, Regulation & Credit

  • Credit Cards
  • Retail Loss Modeling

Lauren Lambie-Hanson, Supervision, Regulation & Credit

  • Housing
  • Mortgages

Wenli Li, Research

  • Consumer Finance
  • Law and Economics
  • Macroeconomics

Slava Mikhed, Payment Cards Center

  • Household Finance
  • Consumer Credit
  • Personal Bankruptcy
  • Mortgage Foreclosure
  • Real Estate Economics

Makoto Nakajima, Research

  • Macroeconomics
  • Consumer Credit
  • Housing

Leonard Nakamura, Research

  • Mortgages
  • Consumer Credit
  • Commercial Banking
  • Economic Measurement

Chellappan Ramasamy, Supervision, Regulation & Credit

  • Payment Card Modeling Across Customer Lifecycle
  • Customer Management and Collection Decision Strategies — Payment Cards
  • Auto Lending Decision Analytics and Loss Forecasting
  • Stress Loss Forecasts — Consumer Portfolios

Dubravka Ritter, Payment Cards Center

  • Consumer Finance
  • Compliance Analytics

Daniel Sanches, Research

  • Macroeconomics
  • Monetary Economics
  • Financial Economics

Larry Santucci, Payment Cards Center

  • Credit Card Regulation and Pricing
  • Credit Building
  • Credit Rehabilitation and Degradation

Marty Smith, Community Development Studies and Education

  • Homeownership Counseling
  • Credit Scoring
  • Financial Education
  • Mortgages
  • Alternative Financial Service Providers

Keith Wardrip, Community Development Studies and Education

  • Consumer Credit
  • Student Loans

Stephanie Wilshusen, Payment Cards Center

  • Consumer Payments and Finance
  • Credit Reporting
  • Credit Scoring
  • Debt Collection
  • Debt Relief Services
  • Prepaid Cards
  • Risk-Based Pricing
  • Small-Dollar Credit