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Home > Payment Cards Center > Tools for Researchers > Articles on Consumer Credit and Payment Statistics

Articles on Consumer Credit and Payment Statistics

The Center has published the following four papers, each of which describes in detail statistics that may be of interest to researchers in the fields of consumer credit and consumer payments:

• Where Is the Missing Credit Card Debt? Clues and Implications: Statistics Examined: G.19 Statistical Release on Consumer Credit and Survey of Consumer Finances
  (287 KB, 26 pages)
• Measuring Credit Card Industry Chargeoffs: A Review of Sources and Methods: Statistics Examined: Credit card chargeoff statistics published by the Board of Governors, the Federal Deposit Insurance Corporation, the Federal Financial Institutions Examination Council, Standard and Poor’s, and Fitch Ratings
  (553 KB, 36 pages)
• Measuring U.S. Credit Card Borrowing: An Analysis of the G.19’s Estimate of Consumer Revolving Credit: Statistic Examined: G.19 Statistical Release on Consumer Credit
  (275 KB, 35 pages)
• Another Look at Credit Card Pricing and Its Disclosure: Is the Semi-Annual Pricing Data Reported by Credit Card Issuers to the Fed Helpful to Consumers or Researchers?: Statistic Examined: Terms of Credit Card Plan (TCCP) Data
  (281 KB, 44 pages)