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Tuesday, July 22, 2014

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Cascade is a community development publication produced three times a year by the Community Development Studies and Education Department. Cascade has a primary readership in financial institutions, nonprofits, and government agencies in the Third Federal Reserve District.

To search by topic, use the index of articles.

Cascade Briefs

Cascade Briefs is a periodic electronic newsletter containing timely news and information on community development and financial education. You can view the most recent issue or sign up to receive this publication by e-mail.

Current Issue

Winter 2014No. 84, Winter 2014

This issue focuses on ways to strengthen household financial stability after the recession, why the unbanked use alternative financial services, the use of tax-time savings programs to build assets, the Cities for Financial Empowerment Coalition, and student loan debt. It also includes an interview with Sandra Braunstein of the Federal Reserve Board of Governors on the Federal Reserve’s role in community development, a Mapping Our Community feature on the distribution of household income, and a memorial to Frederick Heldring, former Philadelphia bank CEO and a founder of the Delaware Valley Mortgage Plan.

Recent Issues

Fall 2013No. 83, Fall 2013

This issue focuses on community development financial institution (CDFI) trends and issues. It includes information on issues facing CDFIs; CDFIs as intermediaries for healthy food financing; the expansion of a Goldman Sachs small business initiative in Pennsylvania; a research study on the impact of government-subsidized lending; how to build CDFI capacity; and how CDFIs have increased their access to capital markets, federal loan programs, and corporate support. This issue also includes Mapping Our Community, a new regular feature that shows the location of CDFIs in the Third Federal Reserve District.

Fall 2012No. 82, Winter/Spring 2013

This issue of Cascade provides insight into the Pennsylvania Housing Finance Agency’s successful loan servicing strategies; legislation that enables Pennsylvania municipalities to create land banks to acquire vacant and tax-delinquent properties; the lessons learned by two cities — Philadelphia and Camden, NJ — that are in the midst of redeveloping their waterfronts; the relationship between student debt and college graduation rates; the critical importance of preserving affordable rental housing in Pennsylvania, New Jersey, and Delaware; a survey of economic conditions in low- and moderate-income households; and two awards received by the Philadelphia Fed’s economic education advisor. This issue also includes an article on the U.S. Treasury’s $1.5 billion State Small Business Credit Initiative (SSBCI), which is providing funding to state small business loan programs. In addition, a list of the state programs PDF that are receiving SSBCI funding in Pennsylvania, New Jersey, and Delaware is available.

Fall 2012No. 81, Fall 2012

This issue of Cascade features some of the highlights from our fifth biennial Reinventing Older Communities conference, the theme of which was Building Resilient Cities. The topics covered include strategies that are being used to help revitalize older industrial communities, the role anchor institutions play in supporting economic development goals, ways in which the arts and culture can be used to stimulate economic development, steps local governments are taking to deal with the fiscal crisis, and urban education models that have shown success.

Issue Archive

Archived issues of Cascade beginning with 1999 are also available.

Browse Archives

E-Mail Notification

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Contact Us

Federal Reserve Bank of Philadelphia
Community Development Studies and Education Department
Ten Independence Mall
Philadelphia, PA 19106-1574

(215) 574-6458 – phone
(215) 574-2512 – fax

View All Contacts

Issue Archive

Archived issues of Cascade beginning with 1999 are also available.

Browse Archives

Order Publications

Order copies of Cascade and other publications from the Philadelphia Fed by using our online order form.

Learn More


For Cascade-related information or to be added to the mailing list, contact:

Keith L. Rolland, Community Development Advisor
Phone: (215) 574-6569
Fax: (215) 574-2512