Consumer Compliance Outlook > Regulatory Calendar
|Effective Date||Implementing Regulation||Regulatory Change||Outlook Article/Webinar|
|3/18/13||24 CFR Part 100||Final rule on disparate impact under the Fair Housing Act|
|**||Reg. E||Final rule delaying 2/7/13 effective date for foreign remittance transfer rule||Q3 2012|
|1/18/14||Reg. B||Final rule on Dodd–Frank Act appraisal requirements under ECOA|
|6/1/13 and 1/18/14***||Reg. Z||Final rule on Dodd–Frank Act requirements for loan originator compensation, mandatory arbitration, SAFE Act, and single-premium credit insurance|
|1/18/14||Reg. Z||Final rule on Dodd–Frank Act requirements for high-cost mortgages and homeownership counseling|
|1/18/14||Reg. Z||Final rule on Dodd–Frank Act appraisal requirements for HPMLs|
|1/10/14||Reg. Z||Final rule on Dodd–Frank Act requirements for ability-to-repay and qualified mortgage standards|
|1/10/14||Reg. Z||Final rule on Dodd–Frank Act requirements for servicing under RESPA|
|1/10/14||Reg. X||Final rule on Dodd–Frank Act requirements for servicing under TILA|
|6/1/13||Reg. Z||Final rule on Dodd–Frank Act requirements for escrows for HPMLs|
|1/1/13||Reg. Z||Annual adjustment for high-cost loans|
|1/1/13||Reg. M||Annual adjustment for exemption transaction threshold for leases|
|1/1/13||Reg. Z||Annual adjustment for consumer credit exemption transaction threshold|
|1/1/13||Reg. C||Annual adjustment to HMDA asset-size exemption threshold|
|10/1/12||Reg. II||Final rule on fraud-prevention adjustment for interchange fees standards|
|*||Regs. X & Z||Final rule to delay effective date for certain new mortgage disclosures|
|*||Reg. E||Proposed rule to amend foreign remittance transfer final rule|
|**||Reg. E||Technical correction to final rule on foreign remittance transfers||Q3 2012|
|**||Reg. E||Second final rule on foreign remittance transfers||Q3 2012|
|**||Reg. E||Final rule on foreign remittance transfers||Q3 2012|
|*||SCRA||Interagency guidance on mortgage servicing practices for military homeowners|
*Rulemaking proposals generally do not have an effective date, except for some of the proposed Dodd-Frank Act implementing regulations because Congress specified the effective date in the legislation. Agency requests for information also do not have effective dates.
**The CFPB has postponed the original February 7, 2013 effective date because it proposed amendments to the foreign remittance transfer final rule on December 31, 2012.
***The amendments for mandatory arbitration and single-premium credit insurance are effective on June 1, 2013. All other provisions of the rule are effective on January 10, 2014.
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