Man sitting on a sofa looking at a cell phone in one hand and holding a credit card in another.

Consumer Credit

Report

Secured Card Market Update

The secured credit card market has undergone a number of recent changes. In this special report, we update previous research by the Consumer Finance Institute on secured cards using data from the country’s largest financial institutions.

Aerial view of Gloucester, New Jersey.

About Us

Annual Report

2023 Annual Report

In our 2023 Annual Report, Philadelphia Fed President Patrick T. Harker and First Vice President Jeanne R. Rentezelas share their insights on the Bank’s 2023 accomplishments and what lies ahead. On this page, you can also learn more about some of our key initiatives and programs in 2023.

Consumer Credit

Article

Do U.S. Bank Lenders Offer Less Credit to Highly Opioid-Impacted Communities?

Research in Focus — Wenli Li and Raluca Roman of the Philadelphia Fed and their coauthors studied the credit offered to people in counties ravaged by the opioid crisis and evaluated policy responses.

Aruoba-Diebold-Scotti Business Conditions Index

An index designed to track real business conditions at high observation frequency

Maggie Young standing on a balcony with Independence Hall in the background.

About Us

Video

Our People, Our Stories: Maggie Young

From intern, to full-time employee, to emerging leader – Maggie is making her mark as an early-career professional in the Bank’s communications department.

Occupational Segregation and the Role of the Public Workforce System: An Examination of Individual Training Accounts

This report explores the segregation of occupations by gender, race, and ethnicity in the U.S. labor market overall and in the training that participants in the public workforce system pursue.

Event

May

15-16

2024

The Mortgage Market Research Conference

Hybrid